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Product Description
Take Control of Your Budget—Without the Overwhelm
Ready to finally understand how much to budget for living expenses in a way that fits your real life—not just someone else’s spreadsheet? Budget Smarter, Live Better: A Real-World Guide to Mastering Living Expenses is a practical, jargon-free digital guide that helps you take the guesswork out of monthly budgeting. Whether you’re living solo in the city or navigating shared finances with family or roommates, this downloadable guide gives you the tools, tips, and confidence to plan smarter and live better—on your terms.
No fluff. No guilt. Just smart, realistic advice for real people trying to make their money stretch without feeling stretched thin.
What’s Inside:
- Chapter 1: What Are Living Expenses—And Why You Should Care – Understand fixed vs. variable costs, needs vs. wants, and how to evaluate your financial health.
- Chapter 2: How Much Should You Budget? (Based on Your Life, Not Just Math) – Learn how much to budget for living expenses using the 50/30/20 rule, lifestyle benchmarks, and realistic planning tips.
- Chapter 3: Adapting Your Budget When Life Changes – Discover how to handle financial curveballs like income changes, emergencies, or moving.
- Chapter 4: Tools, Habits, and Long-Term Wins – Find the best budgeting tools and routines that actually stick and support long-term financial health.
Why You’ll Love It:
- Tailored to Real Life – Not just numbers, but real strategies based on your lifestyle and income changes.
- Beginner-Friendly – Perfect for anyone new to budgeting or looking for a fresh, honest approach.
- Instant Digital Download – Start budgeting smarter today. No shipping, no waiting.
- Use It Again and Again – A lifelong resource you can return to as your situation evolves.
Who It’s For:
This guide is ideal for students, recent grads, young professionals, families, and anyone who’s ever googled “how much to budget for living expenses” and felt more confused than before. If you’re tired of one-size-fits-all advice, this guide gives you the clarity and confidence to make budgeting work for you.
Why It’s Different:
Most digital budgeting resources focus only on math. This guide also considers your lifestyle, goals, and habits—because money management isn’t one-size-fits-all. You’ll find relatable examples, honest advice, and flexible strategies that grow with you. Plus, prompts and case studies help you apply the advice right away.
Ready to Budget Smarter?
Download Budget Smarter, Live Better: A Real-World Guide to Mastering Living Expenses now and take the first step toward financial clarity and peace of mind. No more wondering how much to budget for living expenses—this guide gives you the answers, plus the power to act on them. Add to cart now and start your smarter money journey today.
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
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