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Product Description
Discover The Beginner’s Budget & Save Checklist — Your Simple Guide on How to Budget and Save Money for Beginners
Ready to take control of your finances but don’t know where to start? The Beginner’s Budget & Save Checklist is the perfect digital download to guide you step-by-step on how to budget and save money for beginners. Designed to simplify money management without overwhelming you, this checklist breaks down budgeting into easy, actionable steps that anyone can follow. Whether you’re struggling to keep track of your expenses or want to build a saving habit, this checklist makes your financial goals feel achievable and even fun.
What’s Inside The Beginner’s Budget & Save Checklist?
- Step 1: Meet Your Money (a.k.a. Face the Numbers) – Get clear on your income and expenses with a quick money snapshot
- Step 2: Build Your Beginner Budget – Choose your favorite budgeting method and set a realistic plan using tools like the 50/30/20 rule
- Step 3: Start Saving Without Suffering – Learn simple ways to cut small expenses and set motivating savings goals
- Step 4: Keep It Going (And Forgive the Slip-Ups) – Stay consistent with your budget, adapt as life changes, and celebrate your progress
Who Should Get This Checklist?
This checklist is ideal for anyone who wants to learn how to budget and save money for beginners — especially if you’re feeling overwhelmed by managing your finances or if you want a clear, practical plan without complicated jargon. It’s perfect for students, young professionals, new earners, or anyone just starting their money journey.
Why This Checklist Stands Out
Unlike bulky budget planners or confusing financial books, The Beginner’s Budget & Save Checklist is straightforward, focused, and designed for real life. It encourages small daily wins and builds habits that last, making budgeting approachable and sustainable. Plus, it covers both budgeting and saving in one easy-to-follow guide — so you can start managing your money smarter right away.
Benefits You’ll Gain
- Clarity: Understand exactly where your money goes each month
- Control: Build a budget that fits your lifestyle, not the other way around
- Confidence: Feel empowered to save without sacrificing the things you love
- Consistency: Learn how to keep your budget flexible and forgiving for long-term success
Ready to Start Budgeting and Saving?
Download The Beginner’s Budget & Save Checklist now and take the first step toward financial freedom. It’s time to master how to budget and save money for beginners — simple, effective, and designed just for you. Get your copy today and watch your savings grow!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 84 reviews
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This digital download has truly revolutionized the way I manage my money! Before discovering it, budgeting seemed like an insurmountable challenge – but now things have changed drastically for me. The simplicity of its design makes it incredibly user-friendly even for beginners like me with zero prior knowledge about personal finance management. What impressed me most was how comprehensive yet uncomplicated the guide is - covering everything from tracking daily expenses to setting realistic saving goals without overwhelming you with too much information at once. My financial health has improved significantly since incorporating these strategies into my life; not only am I saving more than ever before but also making smarter spending decisions along the way! This product goes beyond just being helpful; it empowers you towards achieving long-term financial stability which is invaluable.
As someone who was always intimidated by the idea of budgeting and saving, I found this digital download to be an absolute godsend. It's clear, concise, and straightforward - no unnecessary jargon or convoluted processes. The checklist format is fantastic as it allows you to track your progress easily and see where your money is going. Since using this tool, I've been able to get a handle on my spending habits and start building up a savings account that I'm genuinely proud of. It's boosted my confidence in managing my finances immensely. For anyone feeling overwhelmed by their financial situation or simply looking for a practical way to start saving more effectively, I cannot recommend this product enough.
This digital download was a breath of fresh air for me. As someone who has always struggled with managing money, this checklist provided the clarity I needed to take control of my finances. It's simple and straightforward, making it for anyone to understand and use effectively. The best part is that it doesn't just tell you what to do - it teaches you how to think about your money differently so that budgeting and saving become second nature instead of a chore. Since using this tool, I've been able to save more than I ever thought possible while still enjoying my life fully. For anyone struggling with their finances or simply wanting an easier way to manage their money, this product is definitely worth checking out.
🌟 This download was a lifesaver! It's easy to follow and really helped me get my finances in order.
Just what I needed, simple yet effective. My saving has improved significantly since using it.
This checklist is so helpful for beginners like me who have no idea about budgeting or saving money. Highly recommend!
WOW... this guide made budgeting less intimidating for me, love it!
I've tried many methods before but nothing worked as well as this one does 🙌
Absolutely brilliant! It’s user-friendly and makes the whole process of budgeting seem much simpler.
i've never been good with money but now i feel more confident about handling my finances thanks to this digital download 😊
The best thing I've ever downloaded! Makes dealing with personal finance actually bearable.
No fluff, just practical advice that works wonders. My savings are growing steadily now 👍
As a beginner in personal finance management, finding the right resources can be overwhelming but not anymore! This digital download has proved itself as an invaluable guide through its simplicity yet comprehensiveness. Its step-by-step approach makes budgeting less daunting and actually achievable even for someone like me who had zero knowledge about saving strategies before stumbling upon it! What sets this guide apart from others on the market is its focus on instilling good habits rather than just providing quick fixes – encouraging consistency over time which leads to sustainable financial health improvement. My savings have seen impressive growth since integrating these practices into my daily routine; all thanks go out towards this amazing product!
Recommend
This tool is an absolute must-have if you're trying to learn how to manage your money better.
this product changed the way i think about spending and saving - can't thank enough 💖
Thanks to this checklist, I'm finally on my way to financial freedom. It's been a game-changer for me.
impressive
It’s simple, straightforward and effective - just what you need when you’re starting out with budgeting and saving.
satisfactory
This download is worth every penny! My savings have never looked healthier 💪
If you're new to budgeting or struggling with it, give this tool a try. You won't regret it!
ok
A practical guide that has made a big difference in my financial life. I'm finally saving successfully!
This checklist is the ultimate tool for beginners struggling with budgeting and saving - it's been super helpful.