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Product Description
Stop Feeling Guilty About Your Coffee Habit—Start Building Wealth Instead
Let’s be real: budgeting in your 20s sounds about as fun as a Monday morning. But what if you could manage your money without sacrificing the little joys (yes, including your daily latte)? This isn’t another rigid finance guide that shames you for spending—it’s your roadmap to financial confidence, designed for real life. Whether you’re drowning in student loans, just starting your first job, or simply want to get smarter with cash, this guide meets you where you are. No jargon, no judgment—just actionable steps to grow your wealth while still enjoying your 20s.
What’s Inside the Guide?
- Why Budgeting in Your 20s Matters: How small choices today add up to big wins later.
- Mindset > Math: Shift your thinking to make money feel less stressful.
- Creating a Budget That Actually Works: Ditch the one-size-fits-all approach.
- Real-Life Budget Breakdown: See exactly how to allocate a $2,800 monthly income.
- Tools & Apps That Make It Easy: Automate the boring stuff.
- Common Mistakes to Avoid: Skip the pitfalls most 20-somethings face.
- Small Tweaks for Big Wins: Tiny changes with massive impact.
Why This Guide Is Different
Most budgeting resources treat your 20s like a financial bootcamp—but life isn’t all spreadsheets and sacrifice. This guide focuses on balance, not deprivation. You’ll learn how to budget in your 20s in a way that fits your lifestyle, whether you’re a freelancer, a 9-to-5er, or just figuring it out. Plus, the case studies and real-life examples make it relatable, not theoretical.
Who This Is For
- Recent grads navigating their first paycheck.
- Young professionals tired of living paycheck-to-paycheck.
- Side hustlers who want to organize irregular income.
- Anyone who’s ever thought, “I should probably get better with money… but where do I start?”
Ready to Take Control—Without the Overwhelm?
This isn’t about pinching pennies. It’s about making your money work for you—so you can sip that latte guilt-free while building a future you’re excited about. Download your guide instantly and start your wealth-building journey today!
💡 Digital Download | PDF Format | No Waiting—Get It Now!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Alright, let's talk about this book. It ain't your usual stuffy, holier-than-thou finance guide that makes you feel like a total novice if you don't have a clue about stocks and bonds. Nah, this one is down-to-earth, keeps it real and packs in so much wisdom it'll blow your mind. If you're someone who's just dipping their toes into the big bad world of work for the first time (like me), then trust me when I say that this book is going to be your best friend. It's been an eye-opener learning how making small changes here and there can lead to massive gains over time. You know what they say - little drops make a mighty ocean! Thanks to all these savvy tips and tricks from the book, I'm not living on the edge anymore waiting for my next paycheck to come through. No sir! Now I've got some breathing space between paydays which feels pretty darn good. But wait till I tell you what really sold me on this beauty – its advice on dealing with irregular income streams from side hustles without having to compromise on life’s little pleasures (yes, we’re talking those heavenly lattes!). As someone juggling multiple gigs myself, figuring out how to manage unpredictable earnings was always a headache but not anymore! And wanna know something awesome? For once in my life I'm feeling confident about handling money matters without breaking into cold sweats every time bills show up at my door or bank balance dips below comfort level. So yeah folks... This gem right here has totally changed my game plan when it comes to personal finance management - no kidding! 🙌💸
LOVE this guide! It's like it knows how much I need my daily latte and doesn't judge me for it. Instead, it gives me practical steps to balance my spending while still enjoying life. The tools and apps suggestions are super helpful - makes managing money less of a chore and more of an empowering journey. Plus, the real-life budget breakdown is such an eye-opener! 😮
Love this guide! It's not just about budgeting, it's a mindset shift. Money feels less stressful now.
As a recent grad, I found the real-life budget breakdown super helpful for managing my first paycheck.
This isn't your typical finance guide. No jargon or judgment, just practical steps to build wealth in your 20s.
The small tweaks suggested have made a huge impact on my savings without feeling like sacrifice. Highly recommend!
I was skeptical at first but wow! This guide makes money management feel doable and even fun.
No more living paycheck-to-paycheck thanks to this eBook. It’s helped me organize my irregular side hustle income effectively.
This is great for anyone wanting to get better with money but unsure where to start. The tools and apps recommended are so easy to use!
I appreciated how it doesn’t shame you for spending on small joys. Very relatable! It could use a bit more depth in the investment section, but I still came away with a better plan for my money
Finally, someone understands that life isn’t all spreadsheets and sacrifices! This approach focuses on balance rather than deprivation - love it!
Just downloaded this guide and I'm already loving it! The mindset shift is really helping me stress less about money.
This eBook has been a lifesaver for me. It's taught me how to budget without giving up my daily latte. 🙌
I was drowning in student loans, but this guide showed me how to manage my money better. Feeling much more confident now!
The real-life budget breakdown is so helpful! Finally, a practical approach that fits my lifestyle.
Love the tools and apps suggested in the guide - they've made managing finances super easy and almost fun!
I've avoided common mistakes thanks to this book. Wish I'd found it sooner!
The small tweaks recommended have had such a big impact on my financial health.
Really helpful and easy to follow! Loved the real-life budget breakdown. I just wish there were more examples for different income levels. Still, a great guide overall—definitely worth reading
This isn't your typical finance guide - it focuses on balance, not deprivation which is refreshing.
As a freelancer, finding something that catered to irregular income was tough until I found this gem of an eBook.
Felt overwhelmed with where to start getting better with money...this eBook answered all those questions for me.