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Product Description
Take Control of Your Finances with Confidence
Feeling overwhelmed by your finances? Not sure how to budget your income in a way that actually works? Your Money, Your Plan: The Simple Guide to Budgeting Your Income is the clear, practical digital guide you’ve been looking for. Whether you’re just starting out or trying to reset your money mindset, this easy-to-follow eBook breaks down the essentials of personal budgeting in a relatable, no-nonsense way. Say goodbye to stress and hello to a solid financial foundation that supports your goals—without giving up your coffee or joy along the way.
What’s Inside:
- Why Budgeting Your Income is a Superpower: Learn how budgeting transforms your life and ditch the myths holding you back
- Know Your Numbers: Get clarity on your income and spending patterns with smart tracking tips
- Pick a Budgeting Style That Works for You: Explore zero-based budgeting, the 50/30/20 rule, envelope and digital systems
- Build Your First Budget: Set realistic categories, use helpful tools, and avoid common mistakes
- Make It Stick: Learn how to stay consistent with monthly check-ins and accountability tips
- Adjust When Life Changes: Adapt your budget when emergencies, income changes, or surprise expenses arise
- From Budget to Big Goals: Start saving, investing, and planning for financial freedom
- Bonus! Weekly habits checklist and extra tools to keep the momentum going
Why You’ll Love It:
- Beginner-friendly – Perfect if you’re new to budgeting or tired of complicated advice
- Flexible methods – Includes multiple budgeting styles so you can find what fits your life
- Real-life tips – From paycheck planning to building wealth, it’s practical and doable
- Instant access – Downloadable PDF you can use on any device
- Motivational tone – Encouraging and relatable, never judgmental or dry
Who It’s For:
This eBook is for anyone who wants to finally learn how to budget your income without the fluff. Whether you’re a student, working parent, freelancer, or just trying to get your money organized, Your Money, Your Plan gives you the clarity and tools to make it happen.
What Makes It Different?
Unlike other digital guides, this one doesn’t assume you already know financial jargon. It’s written like a conversation with a financially-savvy friend—clear, empowering, and filled with tips you can actually use. Plus, it’s designed to meet you where you are, whether you’re paycheck-to-paycheck or starting to save for your future. No shame, no pressure, just a better plan for your money.
Ready to Build a Budget That Actually Works?
Download Your Money, Your Plan: The Simple Guide to Budgeting Your Income today and take the first step toward financial clarity, freedom, and control. Start using the strategies inside to transform your finances—one budget at a time.
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 25 reviews
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We Think You’ll Love
Top picks just for you
This guide is simple and straightforward. No jargon, no confusion; it helped me to finally understand where all my money was going (spoiler: too many takeaways!). 🍔💸
Wow, just wow!
I'm not one for reviews but this budgeting guide deserves praise! It made budgeting less daunting and more doable.
unputdownable
Seriously guys, this is THE guide to get if you're clueless about managing your income like me. Now I know where every penny goes!
enlightening
Never thought I'd say this but...I love budgeting now! Thanks to this book, it's become something of a game rather than a chore.
recommend
After reading this book, I feel empowered and ready to conquer my finances. Highly recommended for anyone wanting to make sense of their spending habits!
satisfactory
If only they taught us these things at school...but hey better late than never right? Absolutely loved the simplicity of the way it explained everything.
👏👏👏
this book has been such an eye-opener for me!!! i've started saving without even feeling it 💪😎
ok
Budgeting used to be as exciting as watching paint dry until I found THIS GUIDE!! Now I look forward to planning out my expenses each month 🥳
insightful
You know those lightbulb moments when everything suddenly makes sense? That was me after reading through this gem of a guide. 💡💰
practical
My only regret is not finding this guide sooner! It has completely transformed my relationship with money and budgeting.
amazing
this isn't just some boring old financial guide, it's actually enjoyable to read - who knew?!
helpful
I've tried other guides before but none have been as effective or as easy to understand as this one. Worth every penny!
Love it
It’s like having a financial coach whispering in your ear, “You got this!” Finally feeling confident about handling my income 🙌