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The Variable Income Budgeting Boss Checklist: Your Step-by-Step Action Plan | How to Budget with Variable Income | Digital Download PDF

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Product Description

Master Your Finances with Confidence—Even on a Variable Income

Struggling to stay on top of your finances when your income changes from month to month? Whether you’re a freelancer, gig worker, entrepreneur, or working on commission, The Variable Income Budgeting Boss Checklist: Your Step-by-Step Action Plan is your go-to digital roadmap for managing money with less stress and more clarity. This easy-to-follow checklist is designed to help you take control of your budget, no matter how inconsistent your income may be.

Forget the overwhelm. With clear steps, practical advice, and a flexible budgeting structure, this downloadable PDF checklist will show you exactly how to budget with variable income—without the guesswork or complicated spreadsheets. This is not just a checklist—it’s a full action plan tailored for real life.

What’s Inside

  • ✅ Identify Your Income Type: Determine your income category and monthly average
  • ✅ Calculate Your Bare Minimum Budget: Know your survival number and essential costs
  • ✅ Set Up Your Savings Buffer: Learn how to protect yourself during lean months
  • ✅ Choose the Right Tools: Pick budgeting apps or paper systems that fit your style
  • ✅ Keep Your Mindset Flexible & Positive: Build financial resilience and confidence

Why You’ll Love This Checklist

  • Designed specifically for those with irregular income
  • Perfect for freelancers, creatives, gig workers, or anyone with inconsistent pay
  • Easy to follow with zero fluff—just practical, proven steps
  • Instant digital download so you can start budgeting today
  • Helps reduce money stress and build savings even when income is tight
  • Includes guidance on how to budget with variable income effectively

This Is For You If…

You’ve ever thought: “I can’t budget because my income isn’t steady.” This checklist was created just for you. It’s for side hustlers, business owners, part-timers, and anyone juggling unpredictable earnings.

Unlike generic budgeting resources, The Variable Income Budgeting Boss Checklist: Your Step-by-Step Action Plan is tailored to the ups and downs of real-world earning—and it shows you how to budget with variable income in a way that feels doable and sustainable.

Download Now & Take Control of Your Money

Start making your income work for you, even if it’s inconsistent. Get instant access to this must-have budgeting tool and begin your journey toward financial confidence today. Click “Add to Cart” or “Buy Now” to download The Variable Income Budgeting Boss Checklist and stop letting your income control you—start controlling your income.

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Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:
Location *Estimated Shipping Time
United States 5-20 Business days
Canada, Europe 5-20 Business days
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Central & South America 5-25 Business days
Asia 5-20 Business days
Africa 5-25 Business days
*This doesn’t include our 1-3 day processing time.

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For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

RETURNS

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  • If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of lacrimose.com.

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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