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The Perfect Savings Formula: How Much Should You Really Put Away? | Personal Finance Guide | How Much to Put in Savings Account | Budgeting Tips eBook

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Product Description

Unlock the Secrets of Smart Saving — Without Guesswork

Are you constantly wondering how much to put in your savings account, or if you’re saving enough at all? The Perfect Savings Formula: How Much Should You Really Put Away is your practical, easy-to-follow guide to finally understanding your personal savings sweet spot. Whether you’re trying to build an emergency fund, save for a big life goal, or simply get smarter with your money, this downloadable guide walks you through everything with clarity and confidence.

Perfect for beginners and seasoned budgeters alike, this digital guide cuts through the noise and helps you create a plan that works for your real life. No fluff, no complicated math—just clear steps and proven techniques that help you save smarter, not harder.

What’s Inside This Guide:

  • Chapter 1: Why Savings Matter — Beyond Just Stashing Cash
  • Chapter 2: How Much to Save — Finding Your Personal Number
  • Chapter 3: When to Save More (and When Less)
  • Chapter 4: Tips to Grow Your Savings Faster
  • Real-life case study: Learn from Sarah’s emergency fund win
  • Interactive prompts and step-by-step savings calculations
  • Bonus content: Make your money work harder with high-interest account tips

Why You’ll Love It:

  • Figure out exactly how much to put in savings account—with confidence
  • Learn methods like the 50/30/20 rule and how to customize them for your life
  • Avoid common saving mistakes that cost you over time
  • Adjust your savings strategy as life changes—worry-free
  • Perfect for anyone looking to gain control over their finances and save smarter

Who This Is For:

This guide is ideal for anyone ready to get serious about saving—whether you’re just starting out, rebuilding your emergency fund, or trying to reach a financial milestone. If you’ve ever searched “how much to put in savings account” and felt unsure where to begin, this is for you.

What Makes It Different?

Unlike generic financial advice, The Perfect Savings Formula gives you a personalized, flexible approach. It includes real examples, smart tips, and actionable steps tailored to modern life. You’ll walk away with clarity, motivation, and a solid plan that actually works for you.

Take the Guesswork Out of Saving—Starting Now

Stop second-guessing your savings strategy. Download The Perfect Savings Formula: How Much Should You Really Put Away today and take the first step toward a more secure financial future. Clear your money fog and start saving with purpose—right now!

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Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

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We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:
Location *Estimated Shipping Time
United States 5-20 Business days
Canada, Europe 5-20 Business days
Australia, New Zealand 5-20 Business days
Central & South America 5-25 Business days
Asia 5-20 Business days
Africa 5-25 Business days
*This doesn’t include our 1-3 day processing time.

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Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

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For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

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We do not issue the refund if:

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  • Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of lacrimose.com.

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

Refunds & Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside the control of

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page

If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.

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