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Product Description
Take Control of Your Finances—Without the Overwhelm
If you’re tired of feeling stressed about your spending and unsure where your money actually goes each month, it’s time to hit refresh. Master Your Money: The Better Budgeting Checklist is your no-fluff, easy-to-follow digital download that walks you through exactly how to budget your money better—with zero boring spreadsheets or finance jargon.
This checklist isn’t just about tracking numbers. It’s a motivational, bite-sized roadmap designed to help you create a budget that fits your real life. Whether you’re a budgeting newbie or you’ve tried before and got stuck, this is your chance to finally feel in control of your cash.
What’s Inside:
- Step-by-step guide to tracking every dollar you spend
- Clear explanation of popular budgeting methods so you can choose your perfect fit
- Pre-set category suggestions like rent, groceries, fun money, and savings goals
- Tips for planning ahead for surprise expenses and debt
- Weekly check-in prompts to make your budget actually stick
- 90-Day Budget Challenge to build habits and hit short-term goals fast
Why You’ll Love It:
- Designed for real life: Quick, practical steps that don’t eat up your time
- Perfect for beginners: Learn how to budget your money better without getting overwhelmed
- Flexible formats: Use it with a spreadsheet, budgeting app, or pen-and-paper style
- No more guesswork: Know exactly where your money is going and how to improve
Who It’s For:
This is for anyone ready to ditch money stress and finally feel confident about their budget. Whether you’re a recent grad, busy parent, side-hustler, or just tired of living paycheck-to-paycheck, this checklist gives you the tools to succeed—no financial degree required.
What Makes It Different:
Unlike traditional budgeting guides, Master Your Money: The Better Budgeting Checklist is practical, upbeat, and created for real people with real lives. It’s built around action—not perfection—so you can make steady progress without pressure.
Ready to Master Your Money?
Download the checklist today and start learning how to budget your money better—in a way that finally works for you. Small steps lead to big changes. Your better budget starts now!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
See why hundreds love this product and trust us
Based on 55 reviews
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We Think You’ll Love
Top picks just for you
Perfect for beginners like me. No confusion or stress—just better money management!
I love the practicality this guide. The step-by-step instructions are easy to follow and really help me understand where my money goes each month.
Absolutely love it! The tips for planning ahead have saved me from so many unexpected expenses.
I've struggled with budgeting for years due to confusion about where my money goes each month. This checklist provides an effective solution—it's straightforward yet comprehensive—perfect for anyone who wants improved financial management without stress.
The flexible format works great with my busy lifestyle.
I’ve been wanting to get serious about budgeting for years, and this was the tool that finally helped. It’s clear, actionable, and surprisingly motivating. I appreciated the reminders to set goals that align with my values. After just a few weeks, I’ve already made progress—and for once, I feel excited to stick with it. Highly recommend for anyone tired of overcomplicated budgeting systems that never work.
I'm a busy parent and this guide has made budgeting so much easier.
Very useful and easy to follow! A section on debt payoff strategies would make it even better. Still, I’ve made real progress using this checklist and recommend it for beginners.
This budgeting checklist is a gem! It's simple, straightforward and extremely effective. I feel in control of my finances now!!
Good step-by-step structure. More visuals would help. Still, I learned a lot and feel more confident managing my monthly budget.
I can’t recommend “Master Your Money” enough! This budgeting checklist is hands-down the best financial tool I’ve used as a beginner. It’s clear, easy to follow, and filled with realistic steps that don’t require hours of math or confusing spreadsheets. I especially appreciated the focus on setting goals and understanding your spending patterns—it helped me build a budget that actually fits my lifestyle. I’ve tried apps and planners before, but this guide gave me structure without overwhelm. After a few weeks, I’ve already cut back unnecessary expenses and started saving for an emergency fund. Super grateful I found it!
The Better Budgeting Checklist transformed how I handle finances! Its simplicity makes tracking spending enjoyable rather than overwhelming. Highly recommended for anyone wanting better control over their money!
I’ve tried budgeting apps before, but this guide worked better for me. It’s straightforward and focuses on real habits. Loved the clean layout and step-by-step format. I feel much more in control of my money now. Highly recommend to anyone starting out or needing a financial reset!
👍👍👍
Super helpful guide! Needs a printable version. Still very satisfied.
Being a busy parent means every minute counts—and that includes budget planning time! This checklist offers quick, practical steps that don't eat up too much of my day while still providing solid results in terms of improved financial management.
so glad i found this! It’s perfect for anyone tired of living paycheck-to-paycheck.
This budgeting checklist made everything finally make sense! It’s clear, simple, and helps you take action step by step. I no longer feel overwhelmed trying to manage my finances. Within a week, I created a plan I can stick to. Great for beginners who need clarity and confidence!
💪 Mastered my money thanks to this amazing tool. Feels great to be in control!
This guide completely changed the way I look at money. “Master Your Money” delivers exactly what it promises—a better way to budget, without the stress. As someone who’s never been good with finances, I found the checklist layout incredibly helpful. It took me through every step with clear explanations and action items. What I love most is how it made budgeting personal. It wasn’t just about cutting back—it was about aligning my spending with my priorities. After going through the checklist, I now know what I earn, where it goes, and how I can save consistently. I've started tracking my expenses weekly and set realistic goals I actually stick to. It’s the first time budgeting has felt empowering instead of restricting. This guide is smart, practical, and beginner-friendly without being basic. If you’ve struggled to make a budget that works, this is your solution. Five stars from a now-confident budgeter!
Practical and upbeat. Budgeting doesn't feel like a chore anymore.
I didn’t know where to begin with budgeting, and this guide helped me take those first steps. It walks you through every part of the process—from tracking your expenses to setting realistic goals—without making you feel guilty or confused. I love how approachable the writing is, and it’s easy to stick with. I’ve already noticed a difference in my spending and saving. Truly a great resource for beginners like me!
The pre-set category suggestions are so helpful! No more wondering where to allocate funds.
A must-have for anyone struggling with money management.
Unlike traditional guides, this one is practical and created with real people in mind. Steady progress without pressure. The pre-set category suggestions are a lifesaver! They take the guesswork out of budgeting. I've hit all my short-term goals thanks to the 90-day challenge. This guide is truly transformative! This guide has made a huge difference in how I handle my finances. It's easy to follow and extremely effective. A must-have for anyone struggling with money management. The tips are practical and really work! Best thing I've ever downloaded! My better budget starts now, thanks to this amazing tool. The clear explanation of popular budgeting methods is such a great feature! It's helped me choose the perfect fit. I love how this guide is built around action, not perfection. Makes budgeting so much more manageable! The weekly check-in prompts are amazing! They keep my budget on track without feeling like too much work. This checklist isn't just about numbers, it's about building better habits. I can't recommend it enough! As a side-hustler, I appreciate how quick and practical the steps are. This guide doesn’t eat up your time but delivers solid results. I'm a busy parent and this guide has made budgeting so much easier. It’s quick, practical steps don’t eat up my time. The step-by-step guide is super helpful. I finally know where every dollar goes! This checklist isn't just about tracking numbers, it's about building better habits. Highly recommend. so glad i found this! It’s perfect for anyone tired of living paycheck-to-paycheck. The flexible format works great with my busy lifestyle.