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Product Description
Take Control of Your Finances with Confidence
Wondering how much to keep in savings account? You’re not alone—and we’ve created the perfect resource to help you figure it out quickly and stress-free. Smart Savings Made Simple: Your Ultimate Savings Account Checklist is your step-by-step digital companion designed to help you plan, build, and maintain a solid savings foundation tailored to your unique lifestyle. Whether you’re starting from zero or looking to optimize what you’ve already saved, this easy-to-follow checklist breaks it all down into manageable, meaningful steps.
What’s Inside
- Define Your Savings Purpose: Set clear goals for your emergency fund, short-term needs, and big purchases.
- Calculate Your Ideal Savings Amount: Use our formula to determine exactly how much to keep in savings account based on your expenses.
- Customize Based on Your Lifestyle: Factor in job stability, family responsibilities, and personal income sources.
- Avoid Common Pitfalls: Learn how to avoid low-interest traps and under-saving mistakes.
- Build and Maintain Your Savings: Tips and tools to automate, track, and update your savings plan with ease.
Who It’s For
This checklist is perfect for anyone looking to take charge of their savings—from young adults creating their first emergency fund to families looking to safeguard their financial future. If you’ve ever asked yourself how much to keep in savings account, this guide is built for you.
Why This Checklist Stands Out
- Easy-to-use format—printable or digital
- Built by real people for real-life budgets
- Optimized for clarity, not financial jargon
- Includes practical examples and app suggestions
The Benefits You’ll Gain
- Clarity: Know exactly how much to keep in savings account—no more guesswork
- Security: Build a safety net that fits your life
- Simplicity: Follow a proven system step by step
- Peace of Mind: Be ready for the unexpected
Download & Start Saving Smarter Today
Don’t wait for a financial emergency to find out you’re not prepared. With Smart Savings Made Simple, you’ll feel confident knowing your savings are exactly where they should be. Download your checklist now and take the first step toward financial freedom!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 26 reviews
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I have to say, this digital guide has been incredibly helpful. Before I found it, I was honestly just guessing when it came to setting savings goals. I didn’t have a clear direction, and it felt pretty overwhelming. What stood out right away was how simple and easy to understand everything is. It cuts through the usual confusing financial jargon and explains things in plain language, which I really appreciated. The part I found most valuable was the savings calculator. Instead of stressing over numbers or wondering if I was on the right track, I could just plug in my info and get a clear idea of how much I should be saving monthly or yearly. It really took the guesswork out of the process. Seeing those numbers laid out made everything feel more doable and motivating. If you're feeling stuck or unsure about your savings plan, I definitely recommend giving this guide a try. It's straightforward, practical, and a great step toward getting your finances in order.
Love how it breaks down everything into manageable steps. Made setting up an emergency fund so much easier.
Finally, a resource that's clear and jargon-free. Learned so much about avoiding low-interest traps.
The printable format is super handy. I keep it by my desk for quick reference 👍
I appreciate how it factors in personal lifestyle elements like job stability and family responsibilities when calculating savings.
This checklist has given me such peace of mind knowing I'm prepared for unexpected expenses 😌
The practical examples really made things click for me. Plus, the app suggestions are great!
Built my first emergency fund using this guide! It's perfect for beginners like me 🙌
Used this checklist to optimize our family savings plan—feels good to have financial security.
I've finally got a handle on my savings thanks to this handy checklist. No more guesswork, just clarity and confidence. 👍
Love the simplicity of this guide! It's helped me set clear goals for my emergency fund and big purchases.
This resource is brilliant for anyone wanting to take control of their finances. It has really helped me avoid common pitfalls like under-saving.
Great guide! The checklist helped me organize my savings goals clearly. I just wish it had a few more examples for beginners. Overall, I’m really happy with this purchase!
The ideal savings amount calculator was a game changer for me! I now know exactly how much I need in my account based on my expenses.
Really appreciate how it factors in personal circumstances like job stability and family responsibilities when creating a tailored savings plan.
No financial jargon, just practical advice that's easy to follow. The app suggestions are great too!
This checklist has given me peace of mind knowing I'm prepared for unexpected expenses. Highly recommend!
With its help, I’ve managed to automate, track, and update my saving plans with ease—no stress at all!
I love that it works both digitally or printed out—so versatile depending on what you prefer.
The tips provided have not only built up my savings but also maintained them over time—a real life-saver during uncertain times.
Straightforward format without any complicated terms; perfect even if you’re new to budgeting or finance management!
Avoided low-interest traps using the guidelines from this product—now every penny saved counts even more towards reaching our family’s financial goals faster!
This planner really helped me rethink my savings goals. I wish it included examples for each section. Even so, it’s a solid resource I’ll keep using 👍👍
If you're wondering how much money should be kept aside, this is your answer. Wish I had found it sooner!
This guide has been a great help for me in defining my savings purpose and setting achievable goals.