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Product Description
Take Control of Your Finances—Without the Stress
If budgeting has ever felt overwhelming, complicated, or just plain boring, you’re not alone. But what if managing your money could actually feel simple, empowering—even a little exciting? The 50/30/20 Rule: Master Your Money Without Losing Your Mind is your go-to digital guide to finally understanding how to save money using one of the most popular and proven personal finance strategies: the 50 30 20 rule. Whether you’re just starting out or want to reset your financial habits, this downloadable guide is here to help you feel confident, not confused.
What’s Inside This Guide
- Chapter 1: What Is the 50/30/20 Rule—and Why It Works
- Chapter 2: Getting Started with 50/30/20—Step-by-step instructions to classify income and spending
- Chapter 3: Real-Life Budgeting Success (and Slip-Ups)—Case studies and common mistakes
- Chapter 4: Adjust, Grow, and Thrive—How to adapt the method as life evolves
- Visual breakdowns, spending prompts, and digital worksheets included
Practical Benefits
- Learn how to use the 50 30 20 rule to save money without cutting out joy
- Discover the difference between needs, wants, and savings—no guesswork
- Gain clarity around your personal budget with simple, guided calculations
- See how others (like freelancers, families, and grads) made it work in real life
- Build long-term financial stability with flexible tools you can adapt anytime
Who This Is For
This guide is perfect for anyone ready to feel more in control of their money—whether you’re a student figuring out your first paycheck, a freelancer juggling income streams, or a parent managing a family budget. If you’ve tried apps and spreadsheets and still feel stuck, this approach will help you break it all down with clarity and confidence.
What Makes It Different
Unlike other generic budgeting downloads, this guide offers real-world examples, walks you through every step of the 50 30 20 rule, and gives you relatable context so you can apply the method to your actual life. It’s both educational and encouraging—no jargon, no judgment.
Ready to Master Your Money?
Start building a budget that works with your life, not against it. Download The 50/30/20 Rule: Master Your Money Without Losing Your Mind today and take the first step toward saving money, reducing stress, and feeling totally in control of your finances—one decision at a time.
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 53 reviews
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Wow, what an incredible guide this turned out to be! It's been a real game changer for me. Seriously, it's like I've finally gotten the reins on my finances and let me tell ya, that feels amazing. No more stress or confusion about where my money is going or how much I have left. Before getting my hands on this guide, managing money was just one big headache for me. But now? The fog has lifted and everything makes sense. It's all so clear and straightforward - no fussing around with complex jargon or complicated systems. The most fantastic part is how calm I feel when dealing with my cash flow now. There used to be such a storm of anxiety swirling inside whenever bills came due or unexpected expenses popped up outta nowhere. Now though? Smooth sailing all the way! I mean, who knew being in control of your own dough could bring such peace of mind? It’s like having a roadmap to financial freedom right at your fingertips – no stumbling around in the dark anymore. And you know what else is cool? This guide doesn't make things overly complicated either - it keeps things simple and easy-to-follow without dumbing anything down too much. So even if you're not exactly a whiz kid when it comes to numbers (like yours truly), you can still get your head around everything without breaking into cold sweats every five minutes. So yeah, safe to say that snagging this guide was one of the best decisions I've made in recent memory! If anyone else out there is struggling with their moolah management woes as well, then trust me - give this bad boy a whirl; you won’t regret it!
I've always found budgeting overwhelming until I discovered this guide. The 50/30/20 rule is explained in such a simple, easy-to-understand manner that it's no longer intimidating. I love the step-by-step instructions to classify income and spending—it’s been a game-changer for me.
Just what I needed to reset my financial habits. Highly recommend it 👍
ok
The 50/30/20 rule explained so well! A must-have for anyone who wants to save money.
What sets apart this guide from other generic downloads is its practical approach towards explaining financial concepts like the 50/30/20 rule. The inclusion of case studies makes it more engaging and relatable too!
Being a freelancer juggling multiple income streams can be stressful when it comes to managing finances; however, this guide has made things significantly easier for me by providing flexible tools that adapt anytime.
I was always scared of budgeting but this has made it feel so easy and fun!
This download really helped me understand how to balance spending and saving with clarity. The real-life examples were super relatable. I just wish there were a few more scenarios for different income levels.
This guide is perfect for students figuring out finances.
Great tool for freelancers like me. Now juggling income streams feels less overwhelming.
As someone who was constantly feeling confused about managing finances despite trying numerous apps and spreadsheets, this guide has come as a breath of fresh air. It offers clarity around personal budgets with guided calculations that are super easy to understand.
This downloadable guide isn't only perfect for students figuring out their first paycheck or parents managing a family budget; it's also great for anyone who wants to feel more in control of their money. It provides a clear understanding of how to save money using one of the most popular and proven personal finance strategies.
Way more engaging than a typical budgeting tool! Educational and motivating without being preachy. That said, I would’ve liked a bit more hands-on practice or worksheets to apply the ideas.
No more guesswork with needs, wants and savings - clarity at last 🙌
If you're looking for something educational yet encouraging without any judgment or jargon—this is your go-to product! This isn't just another download; it walks you through every step of managing your finance using popular personal strategies like the 50-30-20 rule.
The real-world examples provided in the guide are incredibly helpful—they give context to apply these methods directly to your life. Plus, they're relatable which makes understanding even easier.
The examples are great and easy to relate to. Would’ve loved to see more variety in age or life stages represented, though.
This guide is perfect for students figuring out their first paycheck 💰
recommend
What sets apart this product from other generic downloads is its practical approach towards explaining financial concepts like the 50-30-20 rule. The inclusion of case studies makes it more engaging too!
wow
They made the 50/30/20 rule surprisingly easy to digest. I just think a quick-start summary or checklist would’ve made the guide even more helpful.
The visual breakdowns included in the guide make understanding where my money goes so much simpler! Plus, tips on adapting these methods as life evolves ensure long-term financial stability—a win-win!
Simple, empowering and exciting—this guide is a game-changer!