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Product Description
Take Control of Your Finances—Without the Stress
If budgeting has ever felt overwhelming, complicated, or just plain boring, you’re not alone. But what if managing your money could actually feel simple, empowering—even a little exciting? The 50/30/20 Rule: Master Your Money Without Losing Your Mind is your go-to digital guide to finally understanding how to save money using one of the most popular and proven personal finance strategies: the 50 30 20 rule. Whether you’re just starting out or want to reset your financial habits, this downloadable guide is here to help you feel confident, not confused.
What’s Inside This Guide
- Chapter 1: What Is the 50/30/20 Rule—and Why It Works
- Chapter 2: Getting Started with 50/30/20—Step-by-step instructions to classify income and spending
- Chapter 3: Real-Life Budgeting Success (and Slip-Ups)—Case studies and common mistakes
- Chapter 4: Adjust, Grow, and Thrive—How to adapt the method as life evolves
- Visual breakdowns, spending prompts, and digital worksheets included
Practical Benefits
- Learn how to use the 50 30 20 rule to save money without cutting out joy
- Discover the difference between needs, wants, and savings—no guesswork
- Gain clarity around your personal budget with simple, guided calculations
- See how others (like freelancers, families, and grads) made it work in real life
- Build long-term financial stability with flexible tools you can adapt anytime
Who This Is For
This guide is perfect for anyone ready to feel more in control of their money—whether you’re a student figuring out your first paycheck, a freelancer juggling income streams, or a parent managing a family budget. If you’ve tried apps and spreadsheets and still feel stuck, this approach will help you break it all down with clarity and confidence.
What Makes It Different
Unlike other generic budgeting downloads, this guide offers real-world examples, walks you through every step of the 50 30 20 rule, and gives you relatable context so you can apply the method to your actual life. It’s both educational and encouraging—no jargon, no judgment.
Ready to Master Your Money?
Start building a budget that works with your life, not against it. Download The 50/30/20 Rule: Master Your Money Without Losing Your Mind today and take the first step toward saving money, reducing stress, and feeling totally in control of your finances—one decision at a time.
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 53 reviews
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Top picks just for you
Absolutely perfect for anyone ready to take control of their finances. No jargon, no judgment here 😎
No more guesswork—this guide makes personal finance simple.
The guide takes away all confusion around managing finances—it's simple yet empowering! Whether you're just starting out or looking forward to resetting your financial habits, this downloadable guide is here to help you feel confident about handling your finances—one decision at a time.
A must-have for anyone wanting to master their money.
i feel way more in control of my money now 🙌 just wish it included more long-term planning tips
Satisfactory
This guide has been an invaluable resource for me as I navigate my financial journey. The 50/30/20 rule is explained so well, with step-by-step instructions that make it easy to follow along and implement into my own life. Plus, the real-life examples provide excellent context for how this method can be applied in various situations.
The visual breakdowns included in this guide are fantastic! They provide clear insight into where my money goes, making it simpler to manage my finances effectively. Plus, tips on adapting these methods as life evolves ensure long-term financial stability—a win-win situation!
This guide breaks the 50/30/20 rule down in a way that actually makes sense. Super helpful! A few more visual aids would’ve made it even easier to apply.
this isn't just another download it offers real-world examples walks you through every step highly recommend
Never thought I'd find something that makes budgeting exciting! This guide does just that by breaking down every step of the 50-30-20 rule and giving you relatable context so you can apply it directly to your life. What’s best? It comes without any jargon or judgment!
i'm finally understanding how to save money using popular personal finance strategies yayy!!
I've always struggled with saving money until I came across this guide. It explains everything clearly from classifying income and spending, differentiating between needs, wants and savings—no guesswork involved here! And what’s more? You get practical benefits like learning how not to cut out joy while saving which is such a refreshing perspective!
More than a generic budgeting tool — this guide speaks to real-life situations. That said, a bit more interactivity or examples for couples/families would improve it.
Excellent
The 50/30/20 rule explained so well in this guide is a game-changer! A must-have for anyone who wants to save money using proven personal finance strategies.
If you're looking for something educational yet encouraging—this is your go-to product! This isn't just another download; it walks you through every step of saving money using the 50-30-20 rule with no jargon or judgment whatsoever.
The difference between other downloads and this one? It’s both educational AND encouraging!
Finally, a budgeting guide that's both educational and encouraging!
As a freelancer, managing multiple income streams was always a challenge for me. This guide has been an absolute lifesaver! It provides flexible tools that adapt anytime and make the whole process less stressful. The 50/30/20 rule is explained in such a simple manner that it's no longer intimidating. I love how it breaks down every step of classifying income and spending—it’s truly empowering!
This downloadable guide isn't only perfect for students figuring out their first paycheck or parents managing a family budget; it's also great for anyone who wants to feel more in control of their money. It provides a clear understanding of how to save money using one of the most popular and proven personal finance strategies.
This guide makes saving feel doable without feeling deprived. I just hoped for more tips on cutting costs without sacrificing too much comfort.
Practical, adaptable tools make managing multiple incomes easy.
This guide is so much more than just another budgeting tool. It's educational without being boring, encouraging without any judgment—a perfect blend of theory and practice! The real-world examples provided are incredibly helpful—they give context to apply these methods directly to your life which makes understanding even easier.
If you're looking to reset your financial habits but don't know where to start, this guide is what you need! It’s helped me feel confident about handling finances—one decision at a time.