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Product Description
Discover The Beginner’s Budget & Save Checklist — Your Simple Guide on How to Budget and Save Money for Beginners
Ready to take control of your finances but don’t know where to start? The Beginner’s Budget & Save Checklist is the perfect digital download to guide you step-by-step on how to budget and save money for beginners. Designed to simplify money management without overwhelming you, this checklist breaks down budgeting into easy, actionable steps that anyone can follow. Whether you’re struggling to keep track of your expenses or want to build a saving habit, this checklist makes your financial goals feel achievable and even fun.
What’s Inside The Beginner’s Budget & Save Checklist?
- Step 1: Meet Your Money (a.k.a. Face the Numbers) – Get clear on your income and expenses with a quick money snapshot
- Step 2: Build Your Beginner Budget – Choose your favorite budgeting method and set a realistic plan using tools like the 50/30/20 rule
- Step 3: Start Saving Without Suffering – Learn simple ways to cut small expenses and set motivating savings goals
- Step 4: Keep It Going (And Forgive the Slip-Ups) – Stay consistent with your budget, adapt as life changes, and celebrate your progress
Who Should Get This Checklist?
This checklist is ideal for anyone who wants to learn how to budget and save money for beginners — especially if you’re feeling overwhelmed by managing your finances or if you want a clear, practical plan without complicated jargon. It’s perfect for students, young professionals, new earners, or anyone just starting their money journey.
Why This Checklist Stands Out
Unlike bulky budget planners or confusing financial books, The Beginner’s Budget & Save Checklist is straightforward, focused, and designed for real life. It encourages small daily wins and builds habits that last, making budgeting approachable and sustainable. Plus, it covers both budgeting and saving in one easy-to-follow guide — so you can start managing your money smarter right away.
Benefits You’ll Gain
- Clarity: Understand exactly where your money goes each month
- Control: Build a budget that fits your lifestyle, not the other way around
- Confidence: Feel empowered to save without sacrificing the things you love
- Consistency: Learn how to keep your budget flexible and forgiving for long-term success
Ready to Start Budgeting and Saving?
Download The Beginner’s Budget & Save Checklist now and take the first step toward financial freedom. It’s time to master how to budget and save money for beginners — simple, effective, and designed just for you. Get your copy today and watch your savings grow!
Shipping & Delivery
SHIPPING
We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.
Do you ship worldwide?
Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.
What about customs?
We are not responsible for any custom fees once the items have been shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.
How long does shipping take?
Shipping time varies by location. These are our estimates:| Location | *Estimated Shipping Time |
|---|---|
| United States | 5-20 Business days |
| Canada, Europe | 5-20 Business days |
| Australia, New Zealand | 5-20 Business days |
| Central & South America | 5-25 Business days |
| Asia | 5-20 Business days |
| Africa | 5-25 Business days |
Do you provide tracking information?
Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.
My tracking says “no information available at the moment”.
For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.
Will my items be sent in one package?
For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.
If you have any other questions, please contact us and we will do our best to help you out.
RETURNS
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of lacrimose.com.
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Refunds & Returns
Order cancellation
All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.
Refunds
Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:
- If you did not receive the product within the guaranteed time( 45 days not including 2-5 day processing) you can request a refund or a reshipment.
- If you received the wrong item you can request a refund or a reshipment.
- If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.
We do not issue the refund if:
- Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
- Your order did not arrive due to exceptional circumstances outside the control of lacrimose.com (i.e. not cleared by customs, delayed by a natural disaster).
- Other exceptional circumstances outside the control of
*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message on Contact Us page
If you are approved for a refund, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within 14 days.
Exchanges
If for any reason you would like to exchange your product, perhaps for a different size in clothing. You must contact us first and we will guide you through the steps.
Please do not send your purchase back to us unless we authorise you to do so.
Customer Reviews
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Based on 84 reviews
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Managing money used to be stressful, but not anymore! This download provides clear steps to follow which have truly helped me.
For someone who was clueless about budgeting, this digital download has been an incredible resource. My savings are now growing consistently!
worthwhile
I've never felt more in control of my finances until I started using this product. It's simple yet so effective.
This tool makes understanding personal finance easy and less intimidating. Highly recommended for those starting their journey towards financial stability.
The best thing about this download? It breaks down complex concepts into manageable tasks that anyone can handle! Love it!
This checklist has made the daunting task of saving money so much easier for me. Can't recommend it enough!
If you're looking for a way to get your finances under control, look no further than this product. It's straightforward, user-friendly and genuinely works.
This tool is a lifesaver for anyone new to budgeting. It breaks down complex financial concepts into simple, actionable steps. My savings have grown consistently since I started using it.
If you're struggling with managing your money, look no further. This tool simplifies personal finance and makes saving an attainable goal instead of an overwhelming task.
Never thought I'd be good at budgeting but this tool proved me wrong. It's been a great help.
A must-have for beginners! This checklist demystifies the process of budgeting and saving, making them less intimidating and more achievable. Highly recommend!
Finally found a straightforward guide that actually works! The practical advice this download provides has helped me take control of my finances in no time.
This digital download has been instrumental in helping me understand how to effectively manage my finances. It's user-friendly and incredibly effective - my savings are now growing steadily!
I've never felt more confident about handling my money until I used this product. It’s clear, concise and genuinely helpful for someone who was clueless about budgeting like me.
This tool has been instrumental in improving my financial health. Love it!
Simple, effective, and incredibly helpful for beginners like me.
Never thought I'd be good at saving but this tool proved me wrong! It's easy-to-follow format has made the daunting task of budgeting so much easier for me.
An absolute lifesaver! It's made budgeting and saving so much easier.
A practical guide that simplifies the daunting task of saving money.
The simplicity yet comprehensiveness of this guide is impressive - covering everything from tracking daily expenses to setting realistic saving goals without overwhelming you with too much information at once!
The perfect tool for anyone struggling with managing their money effectively.
I've never felt more confident about handling my finances until now.
As someone who's always struggled with finances, this guide has been a true blessing. It's simple and effective - I'm finally saving successfully!
This checklist is the ultimate tool for beginners. It makes budgeting and saving less intimidating, more like a game you can win.